Problem Statement

Our client, a prominent bank, recognized the need to modernize their account opening process to enhance customer experience and reduce the time and effort required to open a new account. The traditional paper-based application process was cumbersome and time-consuming, leading to customer frustration and inefficiencies. To address this challenge, our client turned to CODETRU for a solution that would leverage mobile technology to streamline account opening while maintaining the highest level of security and compliance.



CODETRU collaborated closely with the bank to develop an innovative solution that integrated account opening into their mobile application. The key components of the solution included:

Mobile Application Integration

a. Incorporated a simplified account opening process into the bank's existing mobile application, allowing customers to initiate the process digitally.

Customer-Agent Interaction

a. Upon visiting the bank, customers were greeted by bank agents who guided them to open the bank's mobile application.
b. Agents assigned a unique ID to each customer, ensuring that the customer's information was securely tracked throughout the process.

Simplified Form

​​a. Redesigned the account opening form to include only 10 questions, with 5 being mandatory to expedite the process.
b. Utilized data validation and error-checking to reduce the likelihood of incomplete or incorrect submissions.

Digital Submission

​a. Customers filled out the digital form on the mobile application, with their details securely stored in the system under the assigned unique ID.
b. Submitted forms triggered the automatic assignment of a relationship manager to assist with the remaining account opening formalities.

Relationship Manager Assistance

​a. A dedicated relationship manager was assigned to each customer to complete all necessary paperwork and formalities on the customer's behalf.
b. Relationship managers ensured compliance with regulatory requirements and provided personalized support throughout the process.



Ensuring the security and privacy of customer data during the digital account opening process, including data encryption and secure storage.

Adapting the existing mobile application to seamlessly integrate the new account opening functionality.

Training bank agents, relationship managers, and customers to navigate the new digital process effectively.



The implementation of CODETRU's mobile integration solution delivered significant benefits to our banking client:

Faster Account Opening

Reduced the account opening process from days to hours, leading to higher customer satisfaction and retention.

Improved Customer Experience

Streamlined, user-friendly digital forms and personalized assistance enhanced the overall customer experience.

Enhanced Compliance

Ensured compliance with regulatory requirements by automating document management and verification.

Efficient Resource Utilization

Optimized the allocation of relationship managers, allowing them to focus on customer support rather than administrative tasks.



CODETRU's mobile integration solution had a transformative impact on our banking client's account opening process:

Increased Customer Satisfaction

Improved customer experience and faster account opening led to higher customer satisfaction and retention rates.

Competitive Advantage

Gained a competitive edge by offering a streamlined, digital account opening process.

Operational Efficiency

Reduced operational costs through streamlined processes and resource optimization.


Technology Stack

Our solution leveraged a robust technology stack, including:

Mobile App Development: iOS (Swift), Android (Kotlin)

Data Security: Encryption, secure storage

Relationship Manager Dashboard: Custom-built web application

In conclusion, CODETRU's mobile integration solution revolutionized our banking client's account opening process, providing customers with a faster and more efficient experience while maintaining the highest standards of security and compliance. This case study showcases the significant impact of technology-driven solutions in the banking industry.